Filing A Roof Replacement Insurance Claim
Did a storm recently impact your roof to the point that you think it needs to be replaced? Don’t wait to get the damages assessed and file an insurance claim!
Experienced and reputable roofing companies can help you work with your insurance company to increase the chances that they’d pay for your repairs or a replacement if necessary.
When you suspect your roof’s been damaged, how do you file a roof replacement insurance claim? We’ve outlined the process for you below.
Assess the Damage with a Roofer
If you have reason to believe your roof has sustained damage, make note of the date and time the storm or accident occurred. Your next step is to call a local roofer in Northern Virginia who has experience helping people file insurance claims.
Your roofing contractor will conduct a detailed inspection of your roof and let you know if there’s enough damage to file a claim. While you can inspect your roof from the ground, you should never climb out on your roof, especially after inclement weather.
After a professional inspection, you’ll get a written estimate which details what needs to be fixed and how much it’ll cost, which you can submit to the insurance company.
Document All Necessary Repairs
Photos, a written estimate, and an expert inspection report can prove to your insurance company that the damage wasn’t there before the storm. With the proper documentation and evidence to support your claim, you’ll have everything you need to make a strong case.
Be careful not to sign anything at this point from your contractor. Some roofers have homeowners sign the inspection report, but really the fine print obligates you to work with them once your roof replacement has been approved.
Contact Your Insurance Company
At this point, your insurance company will make an appointment for an adjuster to come out and inspect the damages. Notify your roofer of the appointment, as it’s a good idea to have them on site during the insurance company’s inspection to ensure nothing is missed.
You should never wait to file a claim because most insurance companies have a time limit on requesting coverage for damages. Some are as long as a year, but others are only 60 days. Get everything done now so you don’t have to worry about it later—or incur more roofing damage in the meantime.
Call Your Local Roofer in Northern Virginia!
Don’t wait to file a claim with your insurer and get your roof replaced. By contacting your local roofing contractor in Northern Virginia to assist you with your documentation and claim, you can get your home back to normal as soon as possible!
Storm Damage Roof Repair in Alexandria VA
Your roof is designed to protect your home against the elements, but severe weather still has the potential to cause damage. Factors such as an aging roof or a poorly maintained roof can prevent your property’s most vital asset from doing its job.
If your roof has been impacted by inclement weather such as hail, high winds, or fallen debris, don’t panic. Here are your next steps to secure your home with storm damage roof repair in Alexandria VA.
Get Leaks Under Control as Soon as Possible
When a severe storm leads to water in your home, it’s crucial to get the leak under control as soon as possible. If you feel safe doing so, cover your roof with a tarp until your professional roofer can get there.
If you don’t have any visible leaks but do have visible roofing storm damage, check your home for water infiltration. Start in your attic and then inspect ceilings and walls. Water damage could be as subtle as a discolored area on the ceiling.
Contact a Professional Roofer to Fix the Problem
You might be tempted to fix your roof yourself, especially if the repairs seem minor. However, it’s always best to contact a professional roofing company to inspect your roof. Experienced roofers can uncover hidden problems and give you a detailed report and an estimate for your storm damage roof repair in Alexandria VA.
When getting estimates, beware of companies that travel after major storms in an attempt to scam homeowners by doing substandard repair work and then disappearing once the job is done. Worse, they may convince you to replace your roof when you only need a repair. A local company is your best bet!
Document Damage for Your Insurance Company If Needed
If your roof is included in your homeowner’s insurance policy, contact your insurance company once a roofing contractor has evaluated the roof. Report the damage and find out what repairs will be covered.
Your local roofer in Alexandria should help you document evidence of the damage to support your claim. These supporting documents may include photographs, a professional evaluation of the needed repairs, and an estimate including labor and materials to fix the problem.
Know When Your Home Is Unsafe
Never remain in your home if you don’t feel it’s safe to do so. Call a roofer to evaluate the problem, but in the meantime, get to a place where you and your family can be safe. Some insurance companies will cover your living expenses in the event that you need to leave your home due to roofing storm damage.
Need Roof Repair in Alexandria?
Always get a professional estimate for your storm damage in Alexandria before you decide how to handle the problem. A reputable local roofer can get the issue under control and work to get your roof back in order as soon as possible!
Storm Damage Roofing Repair Dumfries VA
No property is impervious to damage, especially from inclement weather. The Dumfries area can experience severe storms with hail, torrential rains, and strong winds, which can all impact the integrity of your roofing system.
While some storm damage may appear minor, any defect in your roof has the potential to turn into a much larger problem. Some types of damage can even necessitate an early roof replacement if not taken care of in a timely manner.
Here’s what you need to know when seeking roofing storm repair in Dumfries VA.
When Getting Estimates, Don’t Sign Anything Right Away
Unfortunately, there are roofing contractors who don’t have your best interest in mind. These people will try to get you to sign something without giving you a quote or before you’ve actually agreed to work with them.
These roofers will then trap you into using their services by going to your insurance company before you can contact them. Don’t sign anything right away. Instead, get a few quotes from dependable local roofers that include a detailed scope of work, including the materials they use and the price.
Look for Reputable Companies in the Area
When you need storm repair services for your home, look for companies that have been in business for a minimum of five years. Don’t trust roofers who come uninvited to your home telling you that your roof needs to be replaced.
Contact local companies in Dumfries who have a reputation for doing quality work in the area. It’s understandable that you want to get your roof fixed as soon as possible, but you won’t regret waiting a bit longer to get an experienced contractor you can trust to do the work!
Don’t Ignore Roofing Storm Damage Even If It’s Minor
Some homeowners are tempted to ignore minor damage, whether because they don’t realize the bigger problems it can cause or because they’re planning on selling their home. Regardless, it’s never a good idea to wait to get roofing storm repair in Dumfries VA.
Even if you’re planning on selling your property, an inspection during the buying process may reveal the damage and you may need to get the issue fixed anyway, or even replace your roof before selling your house. It’ll be easier and cheaper to get it fixed now than to wait!
Know What You’re Getting
You should know exactly what to expect when choosing a roofing contractor. Get everything in writing, including the warranties on the materials and labor, their cleanup process, the price, and the estimated completion date.
Be wary of roofers who make verbal promises but don’t have the paperwork to back up their claims, or contractors who ask for cash up front. Always do your research when getting roofing work done, even if it’s just a repair.
Don’t Wait to Address Storm Damage!
When you need storm repair services for your home, don’t wait. Contact your local roofer today to get the damage fixed to prevent problems later on and ensure a safe roof for future inclement weather!
6 Tips for Choosing a Roofing Contractor
Since roof repair or replacement only happens every so often, it’s imperative to have the job done right the first time. Choosing the right roofing contractor can ensure your job is completed with skill and care.
By taking the necessary steps before hiring, you can reduce your chances of encountering future problems with your roof. Here are six tips for choosing the right roofing contractor!
Get Your Estimate in Writing
When it’s time to schedule estimates with your local roofing professionals, be sure to get estimates in writing. Ideally, you should have all the details of your job in writing to protect both you and your roofing contractor while the job is being completed.
During your estimate, the contractor should thoroughly evaluate the damage on your home’s roof. You can also ask them what materials they offer, what warranties they provide, and how long the job will take to complete.
Look for Solid Communication
When evaluating contractors, assess them on their communication as well as their work. If their communication is poor from the start—not returning phone calls, taking days to respond, unclear language—this could set you up for future problems.
Most roofing contractors will offer warranties on both the materials and the labor, but what good are these warranties if you can’t get in touch with the company? Evaluate their responsiveness to be sure you can get in touch with them in the event that something goes wrong.
Confirm Insurance Coverage
You want to be sure your roofing contractor has the necessary insurance coverage to protect both you and them while they’re completing work on your property. Any company that neglects to give you proof of insurance or denies having insurance is a company you’ll want to pass on.
During your estimate, you can ask the contractor about their company’s insurance coverage to ensure that if a worker is injured or your home is damaged that you’ll have the necessary protection.
If your roof needs attention now, it’s not going to make sense to go with a company that’s booked until the end of the season. This is another reason why you shouldn’t wait to contact a roofer until the last minute—being proactive about your roof’s health ensures you can choose the contractor you really want.
Inquiring about the availability of the roofing contractor is going to help you narrow down your choices. For companies that are swamped when you need a prompt repair, you’ll need to look elsewhere for your service.
Ask About Their Years in Business
Typically, any roofing company that’s been in business for at least five years is going to be a smarter choice than a company that’s only a couple years old. The more experience your company has, the better service they’ll be able to provide.
When asking or researching about the company’s years in business, it’s also important to ensure the company is local and established. Any good company will have a reputation in the area for their quality work!
Getting references from the company as well as reading authentic reviews is also going to help you make your best choice. Don’t be afraid to ask your potential roofer for references. Any reputable contractor should be able to give you references and be proud of the work they’ve done.
Is It Time to Find a Roofing Professional?
When your roof needs to be repaired or replaced, take the necessary time to find the contractor that you feel will best fit your needs. Don’t choose just any roofing contractor to do your job—follow these six tips to find the right roofing professional for you!
How to Pick the Right Roofing Contractor for Your Home
Getting a new roof is a major investment into your home. You want an experienced contractor to install a roof that will protect your home for years to come. Getting the right contractor can make all the difference when it comes to a quality roof.
Hiring the best roofing contractor for your home is easy when you take a few simple steps to evaluate the roofing professionals in your area. Here’s how you can pick the right roofing contractor for your home!
Get Recommendations from People You Trust
Before you begin your search, begin by asking people you trust if they have someone they can recommend. Whether you ask coworkers, family, friends, or neighbors, ask them if they’ve had to hire a roofing contractor and what their experience with their choice was.
Asking people you know and trust is one of the best ways to find a local professional who does quality work. If you don’t have anyone you can ask, you can begin your search online and simply ask the company for references.
Schedule Estimates with up to Three Contractors
Once you have a few prospects in mind, schedule estimates with up to three contractors in your area. You can get an idea of pricing and also ask the roofer questions about their experience. You can and should get an estimate in writing; this will help protect you should you choose to move forward with the contractor in question.
During your estimate, take note of what the contractor notices about your roof. Are they seeing all the granules in the gutter? What about that bald spot near the chimney? Don’t trust a contractor who doesn’t conduct an in-person estimate, or simply glances at your roof and then gives you a price.
Be Clear About Warranties
During your estimate, you can ask the contractor about the warranties they provide. Most roofing professionals provide a manufacturer’s warranty, which will cover the materials used, and a workmanship warranty, which will cover the quality of the installation.
Ask your potential roofing contractor what warranties they offer, what that warranty covers, and how long it lasts. The warranty should cover leaks, damaged materials, and other problems that could result from a labor defect. Your contractor should offer quality materials that last a long time, but that doesn’t mean they shouldn’t also offer a warranty.
Ask How Your Home Will Be Protected
When it comes to the actual job of your roofing company, ask them how they’ll protect your property while the roofing job is underway. They should make arrangements to protect any plants that are near the house as well as your lawn and driveway. A roof replacement is a major job that will impact your home for a few days, so you want to know that the company will clean up their mess both during and after the job.
You can also inquire about how used materials will be disposed of and what their process is for cleaning up nails. Their method should reveal a lot about how they work and the kind of care they take when working at your home, so don’t trust a company that doesn’t have a set procedure for their cleanup.
Choosing Your Best Contractor
Above all when hiring a contractor, be sure to trust your instincts. The right roofing contractor will be competent, communicate clearly, and be happy to explain their warranties, insurance policies, and procedures for cleaning up.
When it’s time to get your roof evaluated for a replacement or a repair, contact your local roofing companies to schedule estimates and ensure your home is set up for the best possible job with the best possible people!
5 Signs You Should Invest in Roof Replacement
Your roof is one of the biggest defenders of your home. Keeping your roof in good shape can prevent a host of problems—leaks, rot, structural damage, and even hazardous mold.
Every roof has a lifespan. Depending on the material and how well it was installed and maintained, you may have decades before your roof begins to show signs of aging. What can you expect to see on a roof that needs a replacement? Here are five signs you may need to invest in a new roof!
Your Shingles Are Deteriorating
Your roof’s shingles are going to tell you a lot about the condition of your roof. They may be falling off the roof, curling, cracking, or warping. Shingles are designed to shed water and are an integral part of your roofing structure—without them, your roof wouldn’t be able to do its job.
Whether your roof’s shingles are discoloring or are shedding more granules with every rainstorm, you’ll need to keep an eye on the shingles as your roof ages. When they begin to show damage or deterioration across your roof, it’s time to consider a replacement.
Your Roof Is Showing Its Age
Between missing shingles, structural damage, and moss and algae, your roof has probably seen better days, especially if it’s over 20 years old. This is the prime time to consider an inspection from a qualified roofing professional. You never want to wait until you’re experiencing problems with your roof to call in a contractor.
When your roof is showing symptoms of its age, it’s time to start thinking about a new roof. Conducting regular inspections of your roof if you’re able or calling in a contractor to assess your roof is important. The more proactive you are about the condition of your roof, the better protected your home will be.
The Elements Are Coming In
Whether it’s water in your ceiling or sunlight in your attic, elements finding their way in through your roof is never a good sign. You may be seeing signs of water damage, such as peeling paint, mold, mildew, or water stains without seeing the actual source.
If your home is showing signs of a water leak or if you’re seeing daylight out of your roof, it’s time to consider an investment in a roof replacement before your problems get worse. Remember—if you’re seeing sunlight, water can easily make its way in as well!
Your Roof is Bending
If you’re able to notice a bend to your roof’s structure, it’s time to call a professional as soon as possible. This is because structural damage may be present, especially if water has rotted the structure of your roof and is causing the entire system to sag or bend.
When you see an unusual curve to your roof, don’t take this sign lightly. Call in a roofing professional to assess the damage and determine what your roof needs to get back into shape.
Your Roof Is Faded
Eventually, your roof will begin to show signs of discoloration from regular wear and tear or harsh weather. Sun can bleach the roof while rain, sleet, and snow can age its appearance. If you’re seeing discoloration, bald spots, or dark patches, these could all be signs that you need a new roof.
5 Warning Signs Your Roof Needs a Repair or a Replacement
Is your roof in need of some professional help? When something is amiss with your roof, it’ll let you know. From leaks and bald spots to cracked flashing and granule shedding, there are telltale signs that your roof is in distress.
Whether you need to repair or replace your roof, here are five warning signs that your roof needs to be evaluated by a professional roofing contractor.
Continuous Weather Damage
When your roof experiences an array of damage from storms, snow, or hail, it can begin to age prematurely. In fact, hail is one of the most damaging elements to a roof and can make your roof appear older or may even constitute a premature replacement as a result of the damage.
If you live in an area where your roof is constantly getting pelted with heavy rains, heavy winds, hail, or snowstorms, your roofing material will need to be assessed regularly for damage, repairs, or an early replacement.
While tile roofs can last up to 50 years, an asphalt roof will need to be replaced around the 20-year mark. Some signs that your roof may be approaching the end of its life include:
- Bald spots from missing shingles
- Heavy algae streaking across the roof
- Discoloration of shingles
- Granule loss
When your roof is in need of a replacement, it’ll begin to show an aged appearance with these signs among others, so don’t delay in getting your roof evaluated by a professional roofing contractor.
If your roof has damaged flashing, such as around chimneys, roofing vents, or antennae, this is going to need to be repaired as soon as possible. Flashing is an important part of any roof and when damaged, can cause leaks that infiltrate into your home to cause major damage.
When you have cracked flashing, you may need a repair to ensure the flashing is shedding water and protecting your roof. However, if your flashing is merely showing its age, you may need to go for a roof replacement to ensure the flashing can properly do its job.
Your roof is likely in for a replacement if the shingles are showing damage across the board. Shingles that are missing granules, falling off the roof, or are warping are all common signs that your roof is aging and may need a replacement. If it’s safe, you may be able to check your shingles yourself, or call in a roofing professional to assess them for you.
Rot and Mold
If your roof is in need of repairs, your home could be at risk to develop mold or even structural rot. When water infiltrates the roof—whether through cracked flashing, missing shingles, or storm damage—it will travel until it reaches its lowest point. Here, mold, rot, and moisture can take a toll on your home.
If you have mold in your home or are concerned that the structure of your roof isn’t safe, it’s time to get it evaluated by a local roofing contractor to see if your roof needs a simple repair or a total replacement.
Protect Your Home with Professional Roofing Services
With the right roofing professional by your side, you can determine if your home needs a repair or a replacement for its roof. Don’t delay in getting your roof assessed if you’re seeing any of the signs above—contact your local roofing professionals today!
Making Sense of Your Roof Repair Cost
It’s difficult to predict the cost of your roof repair without getting the roof inspected by a professional roofing contractor. Since no two roofs and their damage are going to be same, the cost of your repair will depend on your unique roof.
However, there are a few factors you can evaluate to help you make sense of your roof repair cost. Your roofing contractor should be able to break down the cost to you during your estimate as well.
The following factors will affect the cost of your roof repair in Northern Virginia and can help you make sense of your estimate!
The Type of Roof and Shingles
Your roofing contractor will need to purchase the supplies necessary to fix your roof. In general, the more expensive your roofing material is, the higher your roof repair cost will be.
The size and shape of your roof is also going to impact the cost. If your roof is difficult to access or has high pitches, it may cost more in labor to fix this type of roof than a basic roof with no pitches.
You can ask your roofing contractor questions when they come out to do your estimate in regards to the damage that needs to be repaired, the materials that need to be ordered, and anything else that may influence the cost.
The Age of Your Roof
For example, if your roof is over a decade or two old and you can no longer match the material for your roof repair, you may need to consider a roof replacement, especially if your contractor finds that your roof is in rougher shape than you think.
In addition, a roof that already has two layers of shingles is going to affect the cost. This is because your roofing contractor will need to remove at least one layer of shingles to address the problem and place new shingles over it.
Older roofs may also have additional problems that will affect the repair, including cracked flashing, structural damage, and moisture in the attic. All of these problems could signify that you need a replacement; otherwise, you may be in for a costly repair.
The Problem That Needs to Be Fixed
Any additional damage that you may not be aware of is going to affect the cost of your roof repair. An experienced roofing contractor should be able to discover damage during your evaluation and provide you with a comprehensive estimate to fix it.
If your roof has cracked flashing or additional components that need to be fixed in order to completely solve the problem, these are going to be factors that affect cost as well.
Ready to Get Your Roof Fixed?
The best way to know what your roofing repair will cost is to get a professional quote done by a local roofing contractor. With a proper evaluation of the damage, you have a true sense of what you’re dealing with when it comes to your roof.
Whether your roof needs faulty shingles replaced or needs new flashing and removal of an old layer of shingles, these are all factors that can influence the cost. You should never wait to fix your roof, so contact your local roofing professionals today!
How to Choose the Best Roofing Contractor for You
Unfortunately, roofing scams are much more common than many people think.
A roofing scam typically involves people who fix or replace your roof for a low price, then disappear afterward. Finding them in the event that anything goes wrong is virtually impossible.
Your roof is your home’s primary defense against the elements. Investing in a roofing system that’s secure, covered by warranty, and installed by professionals is your best choice.
Avoiding illegitimate roofers and choosing the best new roofing system or roof repair for your home is simple when you do your due diligence.
Here’s how you can choose the best roofing contractor for your home!
Get a Few Estimates
Getting at least three estimates is a good start when it comes to finding the right roofing company. These estimates will help you compare cost, warranties, references, and the professionalism of the different contractors to decide which one will be right for you.
To begin getting estimates, start looking for local, established companies in the area. Ideally, these companies should have a local address and phone number for their business. You can also ask family and friends in the area if they could recommend anyone for your roofing needs.
Reach Out to References
It’s not necessary to reach out to every single person on the list, but you should reach out to at least three people. Ask them questions about their experience with the company.
The satisfaction of the company’s customers will speak for them, so listen to their experience to get a better idea of the contractor. While asking for references, don’t forget to ask for proof of insurance and licensure. You want to be sure you’re working with a company that has a license to install your new roof and has insurance to protect both you and their workers.
Ask about Permits
Be sure to ask your contractor about any permits that may be needed. Although the permits may be costly, your roofer should be responsible for obtaining them and this cost should be included in the estimate.
If your roofer isn’t sure whether or not you need a permit, they should find out. You can conduct your own research to be sure the roofer isn’t trying to get away with avoiding permits just to offer you a lower price.
Set Expectations for Communication
Once you decide which roofing company to go with, they should send you a potential contract with the details. The contract will specify on what day the work will start, approximately how long the job will take, and the cost and method of payment.
However, be sure your contractor is going to be a professional who’s going to communicate with you throughout this process. Getting a new roof—or even a roofing repair—can be an extensive job that will impact your home and life while it’s going on.
Having a professional who communicates what they need from you and informs you of what’s going on is going to make the process much smoother for both of you.
When you’re looking for a roofer in Northern Virginia, start locally. The best companies will be happy to provide you with references and be knowledgeable about permits. You can find the best roofer for the job when you conduct the right research!