{"id":5782,"date":"2026-09-15T08:00:24","date_gmt":"2026-09-15T12:00:24","guid":{"rendered":"https:\/\/www.summitroofing.com\/pages\/?p=5782"},"modified":"2026-09-08T20:14:06","modified_gmt":"2026-09-09T00:14:06","slug":"does-insurance-cover-roof-replacement","status":"publish","type":"post","link":"https:\/\/www.summitroofing.com\/pages\/does-insurance-cover-roof-replacement\/","title":{"rendered":"Does Homeowners Insurance Cover Replacing a Roof?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5782\" class=\"elementor elementor-5782\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-t6ygv5e e-flex e-con-boxed e-con e-parent\" data-id=\"t6ygv5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddebcvd elementor-widget elementor-widget-text-editor\" data-id=\"ddebcvd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:14px;letter-spacing:1px;text-transform:uppercase;color:#A5243D;font-weight:600;margin:0;\">4 min read &nbsp;&bull;&nbsp; Roofing Resources<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54gek93 elementor-widget elementor-widget-text-editor\" data-id=\"54gek93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:20px;line-height:1.7;color:#182D44;font-weight:500;\">A simple question we get after storms is does insurance cover roof replacement? Homeowners insurance does cover roof replacement in most cases, where the damage happened quickly and was accidental, like a tree falling on the roof, wind, or hail. What it won&rsquo;t cover is a roof that has simply worn out due to age and neglect. Knowing that difference is the key to determining whether to file a claim, and here&rsquo;s how it works for Northern Virginia homeowners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bqjfmnj e-flex e-con-boxed e-con e-parent\" data-id=\"bqjfmnj\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-uo57zts elementor-widget elementor-widget-text-editor\" data-id=\"uo57zts\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">The General Rule<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-mam0hfl elementor-widget elementor-widget-heading\" data-id=\"mam0hfl\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Does Insurance Cover Roof Replacement? The General Rule<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-jnocnqo elementor-widget elementor-widget-text-editor\" data-id=\"jnocnqo\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">Normal homeowner&rsquo;s policies are designed to protect against sudden and unexpected events, rather than the passage of time. Therefore, the question &lsquo;does insurance cover roof replacement&rsquo; typically boils down to the cause:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-zg6cktx e-flex e-con-boxed e-con e-parent\" data-id=\"zg6cktx\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cjtw4r0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cjtw4r0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-shield-halved\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Usually includes protection against wind damage, hail, downed trees or limbs, fire and other sudden &ldquo;acts of nature.&rdquo;<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-ban\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Normal aging, general wear, rot, lack of maintenance and pre-existing damage are typically not covered.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-t64q2n4 elementor-widget elementor-widget-text-editor\" data-id=\"t64q2n4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">If a summer storm yanks your shingles off the roof, it&rsquo;s what your policy is for. If the roof is a 28 year old roof that will not last anymore due to the condition of the shingles, that is a maintenance item, and it&rsquo;s the homeowners&rsquo; responsibility.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-xyxp9df e-flex e-con-boxed e-con e-parent\" data-id=\"xyxp9df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-m7p3b12 e-con-full e-flex e-con e-child\" data-id=\"m7p3b12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cvqnjh2 elementor-widget elementor-widget-text-editor\" data-id=\"cvqnjh2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">Local Storms<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-tyjwopi elementor-widget elementor-widget-heading\" data-id=\"tyjwopi\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Impact of Northern Virginia Storms on Your Claim<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dyis2ro elementor-widget elementor-widget-text-editor\" data-id=\"dyis2ro\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">The summer time in our area has strong thunderstorms, straight line winds and occasional hail falls which all lead to real roof claims. Nothing may be visibly missing when wind blows up and folds shingles and hail can bruise shingle mat in ways only a trained eye will notice. This isn&rsquo;t always visible from the ground, so the best thing you can do is get a <a href=\"\/roof-repair-northern-virginia.html\" style=\";font-weight:500;color:#235789\">professional roof inspection in Northern Virginia<\/a> after a storm before you determine if you should file.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-n4nk3ch e-con-full e-flex e-con e-child\" data-id=\"n4nk3ch\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bndbgc elementor-widget elementor-widget-image\" data-id=\"6bndbgc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/wind-damage-missing-shingles-1024x683.jpg\" class=\"attachment-large size-large wp-image-5774\" alt=\"Does insurance cover roof replacement: wind damage with missing shingles after a storm\" srcset=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/wind-damage-missing-shingles-1024x683.jpg 1024w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/wind-damage-missing-shingles-300x200.jpg 300w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/wind-damage-missing-shingles-768x512.jpg 768w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/wind-damage-missing-shingles.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1oiayo e-flex e-con-boxed e-con e-parent\" data-id=\"c1oiayo\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-exipo06 e-con-full e-flex e-con e-child\" data-id=\"exipo06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-mmsxtmz elementor-widget elementor-widget-image\" data-id=\"mmsxtmz\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/old-worn-out-roof-wear-and-tear-1024x683.jpg\" class=\"attachment-large size-large wp-image-5775\" alt=\"Worn out asphalt roof aged by wear and tear, which insurance generally does not cover\" srcset=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/old-worn-out-roof-wear-and-tear-1024x683.jpg 1024w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/old-worn-out-roof-wear-and-tear-300x200.jpg 300w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/old-worn-out-roof-wear-and-tear-768x512.jpg 768w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/old-worn-out-roof-wear-and-tear.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-la8fyhn e-con-full e-flex e-con e-child\" data-id=\"la8fyhn\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ewnq1h elementor-widget elementor-widget-text-editor\" data-id=\"3ewnq1h\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">The Fine Print<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-riyhbx5 elementor-widget elementor-widget-heading\" data-id=\"riyhbx5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ACV vs. RCV: How Much Your Policy Pays<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3nrllbf elementor-widget elementor-widget-text-editor\" data-id=\"3nrllbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">How much you get, even if a claim is approved, depends on your type of coverage:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ubqo4ko e-flex e-con-boxed e-con e-parent\" data-id=\"ubqo4ko\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41kub2e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"41kub2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Replacement Cost Value (RCV) &ndash; Reimburses the replacement cost of the roof at today&rsquo;s prices less your deductible. This is the higher coverage.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-trend-down\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actual Cash Value (ACV): They pay out the amount of the value of an older roof, meaning you pay the remaining amount. Older roofs are subject to a huge amount of depreciation.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ubp1vb2 e-con-full e-flex e-con e-child\" data-id=\"ubp1vb2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a2p363i e-con-full e-flex e-con e-child\" data-id=\"a2p363i\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-l9jmbx7 elementor-widget elementor-widget-heading\" data-id=\"l9jmbx7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">RCV<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-zv2myq6 elementor-widget elementor-widget-text-editor\" data-id=\"zv2myq6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:1px;color:#8FE388;text-align:center;margin:0;\">Pays Today&rsquo;s Cost<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-pqybyje e-con-full e-flex e-con e-child\" data-id=\"pqybyje\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ilpxtcv elementor-widget elementor-widget-heading\" data-id=\"ilpxtcv\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ACV<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-s2lknfr elementor-widget elementor-widget-text-editor\" data-id=\"s2lknfr\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:1px;color:#8FE388;text-align:center;margin:0;\">Pays Depreciated Value<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-rjklqw9 e-con-full e-flex e-con e-child\" data-id=\"rjklqw9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-zdc6hne elementor-widget elementor-widget-heading\" data-id=\"zdc6hne\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">40+ Yrs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddj0pu1 elementor-widget elementor-widget-text-editor\" data-id=\"ddj0pu1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:1px;color:#8FE388;text-align:center;margin:0;\">Local Claim Experience<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ymfqyf elementor-widget elementor-widget-text-editor\" data-id=\"9ymfqyf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">Review your declarations page or ask your agent which one you own, as it will make a huge difference in the amount you will have to pay out of pocket. The <a href=\"https:\/\/www.iii.org\/\" target=\"_blank\" rel=\"noopener\" style=\";font-weight:500;color:#235789\">Insurance Information Institute<\/a> is a good, non-profit site for learning about these terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-x0328t1 e-flex e-con-boxed e-con e-parent\" data-id=\"x0328t1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92nv52w elementor-widget elementor-widget-text-editor\" data-id=\"92nv52w\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">Step by Step<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fvhzvbu elementor-widget elementor-widget-heading\" data-id=\"fvhzvbu\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to File a Roof Insurance Claim in 5 Steps<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-vxt3s85 elementor-widget elementor-widget-text-editor\" data-id=\"vxt3s85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">A transparent procedure is in place to protect you if you suspect storm damage:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-z78v287 elementor-widget elementor-widget-text-editor\" data-id=\"z78v287\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol style=\"font-size:17px;line-height:1.8;color:#1f2937;padding-left:20px;\"><li><b>Document everything.<\/b> Take a picture of the damage and record the date of the storm.<\/li><li><b>Have a professional inspection.<\/b> A good roofer will determine the scope of the damage and give an itemized quote.<\/li><li><b>Report to your insurance company as soon as possible.<\/b> Most policies are written to contain a time limit on storm claims.<\/li><li><b>See the adjuster with your contractor.<\/b> It is good to have an expert present to ensure all is covered.<\/li><li><b>Check the extent and the compensation prior to work.<\/b><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ijmbb37 elementor-widget elementor-widget-text-editor\" data-id=\"ijmbb37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">An honest contractor will report damage accurately and never force you to make a fraudulent claim. When you&rsquo;re considering if the damage can be repaired or if it needs replacing, our guide on <a href=\"\/pages\/roof-repair-vs-replacement\/\" style=\";font-weight:500;color:#235789\">roof repair vs replacement<\/a> can help you make that decision.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-djmxyn2 e-flex e-con-boxed e-con e-parent\" data-id=\"djmxyn2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-30uzz8a e-con-full e-flex e-con e-child\" data-id=\"30uzz8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ypv5uif elementor-widget elementor-widget-text-editor\" data-id=\"ypv5uif\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">Do the Math<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3k7vzpt elementor-widget elementor-widget-heading\" data-id=\"3k7vzpt\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When It Makes Sense to Pay Out of Pocket<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4qicbeo elementor-widget elementor-widget-text-editor\" data-id=\"4qicbeo\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">Not all situations require a claim. If the loss is small and near your deductible, you may not want to bother filing a claim for risk of a future premium increase. Similarly, an aged roof that fails due to age is not a covered event. In those instances, it&rsquo;s helpful to know your numbers; our <a href=\"\/pages\/estimating-roof-replacement-cost\/\" style=\";font-weight:500;color:#235789\">estimating roof replacement cost guide<\/a> provides realistic pricing in Northern Virginia to help plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-xptc1fa e-con-full e-flex e-con e-child\" data-id=\"xptc1fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-gor6k29 elementor-widget elementor-widget-image\" data-id=\"gor6k29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/reviewing-roof-insurance-claim-estimate-1024x683.jpg\" class=\"attachment-large size-large wp-image-5776\" alt=\"Homeowner reviewing a roofing estimate and insurance claim paperwork at home\" srcset=\"https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/reviewing-roof-insurance-claim-estimate-1024x683.jpg 1024w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/reviewing-roof-insurance-claim-estimate-300x200.jpg 300w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/reviewing-roof-insurance-claim-estimate-768x512.jpg 768w, https:\/\/www.summitroofing.com\/pages\/wp-content\/uploads\/reviewing-roof-insurance-claim-estimate.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1oo203o e-flex e-con-boxed e-con e-parent\" data-id=\"1oo203o\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-tuikwyi elementor-widget elementor-widget-text-editor\" data-id=\"tuikwyi\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;text-transform:uppercase;letter-spacing:2px;color:#A5243D;font-weight:600;margin-bottom:4px;\">Questions Homeowners Ask<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-wvzlilb elementor-widget elementor-widget-heading\" data-id=\"wvzlilb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-hhi0tms elementor-widget elementor-widget-accordion\" data-id=\"hhi0tms\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-01\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-01\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are roofs covered by homeowners insurance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-01\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-01\"><p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">Typically, yes, if the roof is damaged as a result of a sudden, covered event, such as wind, hail or fallen tree. It does not usually apply to the age or maintenance issues with a roof.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-02\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-02\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can insurance be used to replace a 20 year old roof?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-02\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-02\"><p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">If it is caused by a covered event, such as a storm. But older roofs may be insured for Actual Cash Value which means you only get the amount of the roof&#8217;s depreciation.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-03\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-03\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is the roof leak covered by insurance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-03\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-03\"><p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">This varies depending on the cause. Most often, a leak due to sudden storm damage is covered, but a leak due to age, wear, or deferred maintenance is not.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-04\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-04\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do I need to make a claim for damage to my roof?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-04\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-04\"><p style=\"font-size:17px;line-height:1.75;color:#1f2937;\">If the damage is severe and the cause of damage is clearly from a covered event, file. If the damage is small, and just on the verge of the deductible, it may be better to pay out of pocket. Only a professional inspection will help you determine this.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-jxe6ybs e-flex e-con-boxed e-con e-parent\" data-id=\"jxe6ybs\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2u1tjb elementor-widget elementor-widget-heading\" data-id=\"d2u1tjb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Don&rsquo;t Know if You Have a Claim? Let&rsquo;s Look.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-m8br1jd elementor-widget elementor-widget-text-editor\" data-id=\"m8br1jd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:17px;color:#E5E7EB;text-align:center;line-height:1.6;\">The only way to quickly find the answer to your question, &ldquo;does insurance cover roof replacement for my home&rdquo; is a professional storm-damage inspection. For more than 40 years, Summit Roofing has been assisting Northern Virginia homeowners in documenting damage and confidently navigating claims. Get a free inspection or call (703) 335-7788 &mdash; we will tell you what we discover.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d18ukdz e-con-full e-flex e-con e-child\" data-id=\"d18ukdz\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e251d40 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e251d40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.summitroofing.com\/estimate-request.html\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My Free Inspection<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-zpqbm3d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"zpqbm3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"tel:703-335-7788\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Call (703) 335-7788<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-he9s5b9 e-flex e-con-boxed e-con e-parent\" data-id=\"he9s5b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cql9u0z elementor-widget elementor-widget-html\" data-id=\"cql9u0z\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Are roofs covered by homeowners insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Typically, yes, if the roof is damaged as a result of a sudden, covered event, such as wind, hail or fallen tree. It does not usually apply to the age or maintenance issues with a roof.\"}}, {\"@type\": \"Question\", \"name\": \"Can insurance be used to replace a 20 year old roof?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"If it is caused by a covered event, such as a storm. But older roofs may be insured for Actual Cash Value which means you only get the amount of the roof's depreciation.\"}}, {\"@type\": \"Question\", \"name\": \"Is the roof leak covered by insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"This varies depending on the cause. Most often, a leak due to sudden storm damage is covered, but a leak due to age, wear, or deferred maintenance is not.\"}}, {\"@type\": \"Question\", \"name\": \"Do I need to make a claim for damage to my roof?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"If the damage is severe and the cause of damage is clearly from a covered event, file. If the damage is small, and just on the verge of the deductible, it may be better to pay out of pocket. Only a professional inspection will help you determine this.\"}}]}<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Does insurance cover roof replacement? Usually yes for sudden storm damage, not for age or wear. Here is what is covered in Northern Virginia and how to file.<\/p>\n","protected":false},"author":4,"featured_media":5773,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,21,22],"tags":[],"class_list":["post-5782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-residential","category-resources"],"_links":{"self":[{"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/posts\/5782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/comments?post=5782"}],"version-history":[{"count":2,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/posts\/5782\/revisions"}],"predecessor-version":[{"id":5789,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/posts\/5782\/revisions\/5789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/media\/5773"}],"wp:attachment":[{"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/media?parent=5782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/categories?post=5782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.summitroofing.com\/pages\/wp-json\/wp\/v2\/tags?post=5782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}