Filing A Roof Replacement Insurance Claim in 2021
Did a storm recently impact your roof to the point that you think it needs to be replaced? Don’t wait to get the damages assessed and file an insurance claim!
Experienced and reputable roofing companies can help you work with your insurance company to increase the chances that they’d pay for your repairs or a replacement if necessary.
When you suspect your roof’s been damaged, how do you file a roof replacement insurance claim? We’ve outlined the process for you below.
Assess the Damage with a Roofer
If you have reason to believe your roof has sustained damage, make note of the date and time the storm or accident occurred. Your next step is to call a local roofer in Northern Virginia who has experience helping people file insurance claims.
Your roofing contractor will conduct a detailed inspection of your roof and let you know if there’s enough damage to file a claim. While you can inspect your roof from the ground, you should never climb out on your roof, especially after inclement weather.
After a professional inspection, you’ll get a written estimate which details what needs to be fixed and how much it’ll cost, which you can submit to the insurance company.
Document All Necessary Repairs
Photos, a written estimate, and an expert inspection report can prove to your insurance company that the damage wasn’t there before the storm. With the proper documentation and evidence to support your claim, you’ll have everything you need to make a strong case.
Be careful not to sign anything at this point from your contractor. Some roofers have homeowners sign the inspection report, but really the fine print obligates you to work with them once your roof replacement has been approved.
Contact Your Insurance Company
At this point, your insurance company will make an appointment for an adjuster to come out and inspect the damages. Notify your roofer of the appointment, as it’s a good idea to have them on site during the insurance company’s inspection to ensure nothing is missed.
You should never wait to file a claim because most insurance companies have a time limit on requesting coverage for damages. Some are as long as a year, but others are only 60 days. Get everything done now so you don’t have to worry about it later—or incur more roofing damage in the meantime.
Call Your Local Roofer in Northern Virginia!
Don’t wait to file a claim with your insurer and get your roof replaced. By contacting your local roofing contractor in Northern Virginia to assist you with your documentation and claim, you can get your home back to normal as soon as possible!
2021 Northern Virginia Roofing Replacement Costs
Your roof doesn’t just complement your home’s appearance—a roof represents safety, function, and value.
If your roof is beginning to show signs of wear, you might consider a Northern Virginia roofing replacement. While damaged shingles can lead to an aged appearance, they can also cause structural problems or water damage, both costly issues a new roof would fix.
You may need to replace your roof when repairs alone won’t improve your roof’s current state, or a new roof would be more appropriate cost-wise.
How much does it cost to replace your roof in Northern Virginia in 2019?
What Is the Average Cost of a Northern Virginia Roof Replacement?
The average cost of roof replacement for a 1,500 square foot roof using asphalt shingles is about $4.50 per square foot, which adds up to $6,750.
Of course, the cost will vary by home. The price could be lower if your home is smaller or higher if you choose a different material. Your roof replacement may also cost more if you have a larger home or additional roofing to replace, such as a detached garage.
How to Know If It’s Time to Replace Your Roof
If your roof is doing its job—protecting your home from the elements—it’s normal for it to sustain damage over time.
How well a roof ages can also be affected by internal factors of your home. If your attic isn’t properly insulated and ventilated, the roof can overheat and will cause premature aging. Signs your roof is reaching the end of its life include shingles that are cracked, curling, missing, or even a roof that’s sagging.
By having your roof professionally inspected, you can determine if you can get by with repairs or if you need a Northern Virginia roofing replacement.
Benefits of Getting a New Roof
Every roof will need to be replaced at some point. Yes, the cost of roof replacement will be more than a repair, but in the long run, a replacement may be your best choice.
The benefits of replacing your roof include:
- Correcting all your roofing issues at once, which can save money in repairs over time.
- Improving the appearance of your Northern Virginia home, which is particularly beneficial if you’re planning to sell. A new roof is an investment buyers will want to see and are willing to pay more for.
- Improving your home’s insulation and ventilation, which can save you money on energy costs.
A reputable roofing company will make your Northern Virginia roofing replacement easy and give you a beautiful new roof to protect your home for years to come. A full replacement should come with a warranty on materials and craftsmanship so you can purchase with confidence.
What Affects the Cost of a Roof Replacement
The cost of roof replacement will be dependent on a few factors. Remember, labor makes up a large portion of the replacement. If you have a uniquely-shaped roof, it may require more work to replace.
Your roofing professionals may have to conduct repairs during the job before actually installing the new roof, which could cost more. You’ll also want to ask whether or not the company will include the removal of your old roof in the cost.
Removing the old roof is helpful because it uncovers issues that could be hiding under the last layer of shingles and address them. For instance, if there’s a moisture issue, this will cause the new shingles to deteriorate more rapidly.
So there you have it—the average cost of a Northern Virginia roofing replacement in 2019 is $6,750 for a 1,500 square foot roof. For a more specific estimate, contact your local roofing professionals!
New Roof Cost in Northern Virginia
Almost every homeowner will need to consider replacing their roof at some point. While most roofs are rated to last about two decades—depending on the material and any maintenance you’ve done—replacement is inevitable for every roof.
So how much does a new roof cost in Northern Virginia? The price will vary according to several factors, but here’s the average cost of replacing your roof in Northern Virginia and what that cost covers!
So How Much Does a New Roof Cost in Northern Virginia?
Depending on the material you choose, your home’s size, and the labor involved, the average cost of a new roof is just over $10,000. When replacing your roof, you’ll be paying for both the cost of the materials and the labor it takes to install the roof. While smaller homes can expect to pay less, larger homes will pay more. The average amount for homeowners in Northern Virginia to spend is between $6,250 and $12,500.
What Does the Cost Cover?
The cost of replacing your roof will be specific to your home and the work involved. The best way to know is by getting an estimate with a professional, licensed roofing contractor in Virginia. Your roofer will let you know what the cost covers and what you should expect during your estimate.
Generally, the cost of a reroof includes:
- Removing your old roof
- Any necessary repairs of your roofing deck
- Installation of new shingles
- Protective measures for your lawn and driveway
- Cleanup of the job
- Disposal of your old roof
- Supplies needed to install your roof.
If you’re investing in a new material that’s heavier than your old one—for example, if you’re installing a tile roof when you previously had metal or asphalt—your roofing contractor will need to ensure your roof structure can support the weight of the new material, which could also add on extra labor costs.
How Will the Price Vary?
While some roofers give estimates based on your roof’s square footage, remember that this cost won’t directly translate to the square footage of your home. Roofs have different pitches, structures that your roofer will need to go around (such as chimneys), and overhangs.
The price will generally vary based on the pitches of your roof, your material (with asphalt being cheaper and slate and copper being more expensive), and any work your roof needs before the installation.
Your roofer will do their best to give you an accurate estimate based on what they can see. However, once the roof deck is exposed, there could be structural problems you didn’t know about. It’s essential to choose an experienced roofer that can help you have better insight into your roofing job’s cost and keep you informed throughout the process!
Can’t I Do It Myself to Save Labor Costs?
Unless you’re a licensed roofer, installing a roof isn’t a DIY job. Your roof has many components that all work together to shed water and protect your property properly. Your roof is a system that keeps water out of your home, and proper installation is one of the most significant factors in how well your roof performs over time and how long it’ll last.
A quality roof can prevent many problems with your home, but the materials are just as important as the installation job. Even though investing in your roof isn’t cheap, a professional installation will ensure your investment lasts!
What to Consider When Getting a New Roof
Getting a new roofing system is a big decision, so you want to make sure you’re making the best investment. How can you do that?
Get a few quotes. Aim to get about three quotes to get an accurate price range for your roofing job. The best roofing contractor won’t necessarily be the cheapest. Still, they will do a great job and leave you with a high-performing roofing system protected under manufacturer and workmanship warranties!
Consider the material. While asphalt roofing systems can last 20 years or longer, more expensive roofing systems such as metal can outlast asphalt by decades. The material and its warranty options are an essential consideration for your roof replacement.
Always check references. Be sure to do your due diligence and evaluate the roofing companies you’re considering. Check their license and insurance, and don’t be afraid to follow up with references to ensure the company is known for doing quality work in your area.
Time for a New Roof in Northern Virginia?
So how much does a new roof cost in Northern Virginia? As you can see, you’re paying for more than just a new roof—you’re investing in a system that will protect your home for decades to come. Get a free estimate from your local roofing professionals for your new roofing system!
Professional Northern Virginia Roofing Tips
If you’re a homeowner in the Northern Virginia area, odds are you’ve had to deal with some roof repairs on your home over the years. With our four seasons and sometimes bitterly cold winters, hot summers, and everything in between, it’s helpful to have some tips on hand for when it’s time to buckle down and do those repairs. Read on to find some Northern Virginia roofing tips.
Should You Hire Someone?
Depending on the state of your roof, a professional may the best person for your Northern Virginia roofing needs. Consider your roof—does it have loose or missing shingles in just a few areas or scattered all over? There may be obvious wear on it from extreme weather conditions or just old age. Just how extensive will your repairs be? If it’s not just one area that needs to be repaired or a few shingles, it’ll probably be best to hire a professional. Also keep in mind the age of your roof—if you have an asphalt roof that’s about twenty years old, this is the time to call a professional to come in and replace the roof. Different roofing materials have different life spans, so be aware of this when deciding whether it’s time to replace or repair.
Local Northern Virginia Roofing Problem Areas
If you notice just a few problem areas that appear to be localized, it might be ok to do the work yourself—if you aren’t afraid of heights, that is. When it comes to Northern Virginia roofing tips, you’ll need to be sure you can handle being up on the roof before you attempt any type of repairs. Your safety comes before any roofing needs. If just one or a few areas are missing shingles, you can easily hop up there and replace them. You’ll need to wear shoes with proper soles to prevent slipping as well as take the proper materials up there with you—you may need caulk to replace curling shingles, and definitely a hammer, some roofing nails, and a utility knife to actually replace shingles.
Effects of Weather on Roofing
Different types of weather have different effects on your roof—and with Northern Virginia roofing, you’ll need to worry about cold as well as heat. Freezing temps and snow can cause cracked shingles, which, if the underpart of the shingle gets wet, can cause leaking, while extreme heat over time can have negative effects on the sealant on your roof. For Northern Virginia roofing, you’ll want to make sure that you can keep up with roof maintenance to properly prepare for any extreme temps the weather might bring. Northern Virginia roofing tips include choosing the right material for your home that fits the style and will also weather both the heat and the cold well.
Replacing Shingles – Two Layers Only
Don’t forget that when it comes to Northern Virginia roofing, only two layers are allowed by building code standards. This means that if you already have two layers, you’ll need to get at least one of them stripped off before replacing the entire roof. This helps prevent weight from building up on the roof of the house as well as provides proper ventilation for your home. If you only have one layer, feel free to make repairs as you see fit—as long as you know what you’re doing. If you’re going for a total roof replacement for your Northern Virginia roofing, make sure you are properly adhering to regulations by having no more than two layers.
Know Your Stuff
You don’t have to be professional roofers in Northern Virginia to spot problems with your roofing situation. Northern Virginia roofing tips include performing routine maintenance and regularly checking your roof to stop problems before they happen. Looking for abnormalities such as standing water, split shingles, erosion, or curling of the shingles can help you identify problem areas. Although leaking is less common with a single roofing layer, you’ll still want to check out problem areas to ensure that the shingles are not getting wet underneath, especially with missing shingles or shingles that are curling up.
Roofing for your Northern Virginia home may require a total replacement by a professional, but it’s smart to keep up with the maintenance of your roof by following these Northern Virginia roofing tips such as repairing weather wear, knowing what signs to look for when doing maintenance on localized problems areas, and being aware of building regulations in the Northern Virginia area.
Roofing Calculator Tool Helps Understand Costs
A roofing calculator is a valuable asset to planning installation of your new roof. The roofing calculator allows you to plan financially for what can be a significant investment. You can make some decisions regarding materials and what you hope to pay for the job before you start looking for a contractor, which will help you stick to your budget and avoid making a split second decision on something you will have to live with for many years.
How Much Does A New Roof Cost
There are various roofing calculators available to you on the web, and can be easily located by entering “roofing calculator” into your preferred search engine. You will need some basic information before you start to make effective use of your roofing calculator.
One of the basic pieces of information a roofing calculator will ask for is your roof pitch. If it’s been a few years since you took high school geometry, don’t panic. With a basic roof, determining pitch for the roofing calculator is as simple as dividing the rise, or height, of the roof by the span or run – the distance from the highest point to the middle. If you don’t know this information off the top of your head, you can get a close estimate for the roofing calculator by measuring from the inside of your attic. You can also measure from outside if that’s not possible, just make sure you take all safety precautions. Once you have this measurement, you put your base area, which is, basically, the square footage of your home. Plug these two numbers into the roofing calculator and that gives a good estimate of the area that is going to be covered. The total calculation is the roofing area calculator.
Roofing Calculator Is The Best Tool For Average Costs
Now, not everybody lives in a square box. The basic roofing are calculator is great for houses without a lot of variation in their structure, but if your house and/or roof have a lot of variations – like additions or dormer windows, for example, then effective use of the roofing calculator will require some additional measurements. You may have to determine area but dividing your home up into segments, adding the different parts together, and then using that number in the roofing calculator. If you do have to use this method, then try to divide your house into areas that are more easily measured, and double check your calculations. If you decide to make estimates instead of precise measurements, just remember that your roofing calculator amount will probably vary more from the contractors estimate. One way to avoid sticker shock when measuring this way is to make a couple of estimates – one that seems a little on the big side, and one smaller, enter both areas into the roofing calculator, so you have an idea of the range of prices you might find. So how much does a new roof cost?
Also Known As A Roof Cost Calculator
By far the biggest variant for roofing calculators will be the roofing material you choose. The most commonly used material are asphalt shingles. You will see a large jump in the estimate of the roofing calculator when you switch to slate or tile, as these are both the most durable and most expensive materials. The roofing calculator is a great tool to estimate which materials are within your price range. While many homeowners love the look and longevity of a tile roof, it’s not always within their reach, so using a roofing calculator can help you explore your various options. There are plenty of long lasting, good looking roofing materials, and being able to find what’s going to work best for your home by doing your research with tools like a roofing calculator will help you find the best fit.
How To Measure A Roof Is Simplified By Using This Tool
A roofing calculator can be an excellent tool for the consumer, because it gives you a chance to determine an estimate prior to working directly with your contractor, but it’s important to remember that each roof is different, and estimates will inevitable vary from what the roofing calculator predicts. This can be due to complexities in your home’s construction, variations on the estimates you made during measurement, or additional work that needs to be completed prior to starting work.
After Determining Potential Materials, it’s Time To Find Out Price
The roofing calculator is meant to be a tool to help you determine a range of prices you’ll be looking at, but just like any construction project, there are always unknown factors. Getting an estimate from a roofing calculator is one step in the research you want to do prior to getting estimates from a roofing contractor, and it’s usually most helpful if you look at a roofing calculator as a first step in price point identification rather than the final word.
When Hiring a Roofer, Ask These Questions
Getting your roof repaired or replaced is a job you wouldn’t trust to just anyone. When major storms ravage an area, some roofers come through Northern Virginia to repair damages and then disappear the next day, leaving you with no dependable roofer if something goes wrong your newly repaired or replaced roof.
Hiring the right roofing contractor takes time and requires that you do your due diligence. Your roof protects your home, your family, your assets. You want to know that you have a professional company you can turn to for all your roofing needs. Here are some questions you should ask to be sure you’ve found the right Northern Virginia roofer!
Are They Accredited With the Better Business Bureau?
Some roofing companies have reviews on popular websites but aren’t accredited with the Better Business Bureau (BBB). It’s always in your best interest to find a roofer who’s accredited with the BBB to ensure you’re getting a reputable professional who doesn’t have any outstanding complaints against them.
The BBB’s site also has ratings from customers in addition to information about the company, allowing you to verify the roofing company in question matches up with what they say and is BBB-accredited for your peace of mind!
Is the Northern Virginia Roofer Licensed and Insured?
Your Northern Virginia roofer should always be licensed and insured when working on your property. Never go with a company that can’t prove that their employees or business is insured, no matter how tempting their pricing or promises may be. If someone is injured on your property or if they leave the job half-done, you are not protected.
All reputable roofing contractors will be licensed and insured according to your state’s requirements. If the company you work with doesn’t advertise the fact that they’re insured and licensed, you may want to ask if they are and for proof.
Do They Have Any Manufacturer Certifications?
Depending on what type of material you’re using to replace your roof, it could be in your best interest to ask if the contractor has any manufacturer designations or certifications to speak of. For example, if you’re choosing shingles from CertainTeed, is your roofing contractor certified as a ShingleMaster™ with CertainTeed to provide you with the best installation and warranties?
Many reputable roofing companies maintain some type of manufacturer designation to provide you with experienced installers for the specific product you’ve chosen. You can follow up with the contractor in question to ask about their certifications and to see proof of their accreditation.
Are They Local?
There are several advantages to working with a local business when it comes to getting your roofing problems addressed. First, local companies are usually well established and can easily provide support even after your roofing job is finished. The same can’t be said for fly-by-night companies that you’ll never see again and can’t get in touch with.
Second, local companies will have performed roofing work in the community, and you can ask for photos and references for jobs they’ve completed nearby. And last but not least, these contractors are familiar with the weather in the area and can make the best roofing recommendations for you based on the climate and your home’s location!
What Warranty Options Does the Contractor and the Roofing Manufacturer Offer?
When getting a new roof, you need to know that your investment is going to be protected. After all, a new roof is a major purchase for most homeowners, and one that will impact the safety of your property for the foreseeable future. You need to know what warranty options your contractor offers.
Every roofing company should offer both a workmanship warranty that covers the installation and labor of the roof for a specified amount of time and a manufacturer’s warranty that covers your roofing materials. While these two numbers will differ, you can and should know exactly what you’re getting before investing in a new roof!
Get the Best Roofing Contractor for Your Roofing Job!
It’s not easy to pick the best roofing professionals in Northern Virginia, but by taking a few simple steps and asking the right questions, you can be sure your new roof is a worthy investment and will protect your home for many years to come!
How a Northern Virginia Roof Replacement Increases Home Value
Deciding whether or not to get a roof replacement in Northern Virginia is a big decision. A roof is huge investment on your home, and it’s one that many people aren’t sure will be worth the cost.
When you’re considering whether or not roof replacement increases home value, you need to consider just how much a new roof will impact your home. Here’s how getting a roof replacement can actually improve your Northern Virginia home’s worth whether you’re planning to reside in your home for years or sell it in the near future.
Invest in Your Home’s Worth
The money you put into your home is an absolute investment—keeping up with maintenance is never regrettable when it comes to owning a home. It’s always worthwhile to keep up with home improvements. Large home improvements like a roof replacement increases home value.
How much will it increase the value? This amount will vary widely—the more your home costs, the more value it can gain from a roof replacement. You could see up to a 40% return with a new roof in Northern Virginia!
Buyers want to know that the home has been well-maintained and needs minimal work. This means not only can you ask more for your home with a new roof, but you also appeal to buyers who like to see that the roof is new and won’t need replacing for a long time.
A new roof can also help you sell your home much faster, resulting in reduced maintenance costs and ownership fees when trying to sell.
If you have roof damage that results in leaks, mold, and increased energy costs, a roof replacement increases home value tremendously. If moisture seeps in through your roof and causes structural damage or mold, you have a hefty cost on your hands to fix it. Solving the problem before it gets out of hand is ideal.
Repairing damage in your Northern Virginia home can begin with a roof replacement. If your roof is past its prime and has been causing damage to your home, it’s time to get a new roof and fix any problems that have resulted from the damage. Stop repairing leak after leak and call a qualified roofing contractor in Northern Virginia!
Reduce Energy Costs
Replacing a roof has benefit of improving your home’s energy efficiency. Roofs play a crucial role in protecting your home from the elements, but they also protect the interior of your home by maintaining temperature. A new roof can provide the appropriate amount of insulation to help hold in heat when you need it and can promote proper ventilation for keeping your home cool as well.
This amounts to reduced energy bills from heating and cooling, particularly from electricity, gas, or oil when heating in the winter. If you’re interested in getting solar panels for your home in Northern Virginia, roof replacement is the perfect time to talk about getting these installed. Incorporating solar panels into your roof can result in even lower energy bills!
Are you considering a roof replacement but aren’t sure if it’ll be worth the cost? Consider that roof replacement can not only ensure proper heating and ventilation for your home, but can also repair any damage you may or may not know exists in your roof. Roof replacement increases home value in addition to attracting buyers when it’s time to sell. Invest in your home’s worth with a quality roof replacement!
Who Are the Best Roofers in Northern Virginia?
When you’re looking for the best roofers in Northern Virginia, look no further than your area. The best roofers are those that are experienced and trustworthy. They provide you with the assurance that they’ll be around to fix anything that goes wrong.
If it’s time to get your roof replaced and you’re considering companies for your roofing job, don’t settle for anything less than the best. Your roof is one of the most important assets of your home. You want the right roofer to do the job.
So who are the best roofers in Northern Virginia?
Those That Are Affordable and Experienced
Looking for a great roofing company can feel overwhelming. Don’t look all over for your roofers—just set your focus on three different companies that make a good impression when you speak with them.
Have each of the companies come out to do an estimate. During this time, listen to what they recommend as the best options for your roof. Take this opportunity to ask questions. The best roofers in Northern Virginia will be skilled professionals who know how to handle your roofing job.
You should compare what each company is offering and consider the cost. The right roofers won’t be your cheapest option, but they will be affordable and offer competitive pricing. Don’t let cost be your deciding factor when it comes to an investment as important as a new roof.
Companies That Provide Details in Writing
It’s no benefit to you to hire a company that says one thing and does another. This is why it’s essential to get all the details in writing. This includes a proposal about the work to be completed as well as an estimate for the cost. Never accept a verbal estimate from a potential roofer.
The best roofers in Northern Virginia will also provide you with a potential contract which should also have essential details in it. These include when the payment is due, when the job is expected to begin and end, and their clean-up policy.
Now is also a good time to ask for their license number and proof of insurance. Accept no substitutes when it comes to this important information!
Roofers That Aren’t Afraid to Do a Quality Job
You’ll need to decide whether or not you want to remove your old roof or shingle over it. If you already have two layers of roofing, chances are you’ll need to remove at least one layer before putting a new one on.
The best roofers in Northern Virginia won’t be afraid to get rid of your old roof and do the repairs to create a beautiful new roof for you, inside and out. Ask your potential roofing companies what they think about stripping the old layer off and how much this will potentially cost.
Ask about the materials they use and what warranties they come with. The best roofers will never compromise on quality materials and use best practices for two of the most important elements of your roof—flashing and venting. Ask your professional roofer how these tasks will be done.
Professionals That Care
You want roofers that actually care about the quality of your roofing job. These are companies that are local, experienced, and have a warranty to protect your roof. The best roofers in Northern Virginia are more than skilled roofers—they’re professionals that care.
When it’s time for a new roof, consider only the best roofers in Northern Virginia to do the job. These workers are affordable, experienced, and never skimp on the details in your contract. They want the best quality job for you, no matter what!