Filing A Roof Replacement Insurance Claim in 2021
Did a storm recently impact your roof to the point that you think it needs to be replaced? Don’t wait to get the damages assessed and file an insurance claim!
Experienced and reputable roofing companies can help you work with your insurance company to increase the chances that they’d pay for your repairs or a replacement if necessary.
When you suspect your roof’s been damaged, how do you file a roof replacement insurance claim? We’ve outlined the process for you below.
Assess the Damage with a Roofer
If you have reason to believe your roof has sustained damage, make note of the date and time the storm or accident occurred. Your next step is to call a local roofer in Northern Virginia who has experience helping people file insurance claims.
Your roofing contractor will conduct a detailed inspection of your roof and let you know if there’s enough damage to file a claim. While you can inspect your roof from the ground, you should never climb out on your roof, especially after inclement weather.
After a professional inspection, you’ll get a written estimate which details what needs to be fixed and how much it’ll cost, which you can submit to the insurance company.
Document All Necessary Repairs
Photos, a written estimate, and an expert inspection report can prove to your insurance company that the damage wasn’t there before the storm. With the proper documentation and evidence to support your claim, you’ll have everything you need to make a strong case.
Be careful not to sign anything at this point from your contractor. Some roofers have homeowners sign the inspection report, but really the fine print obligates you to work with them once your roof replacement has been approved.
Contact Your Insurance Company
At this point, your insurance company will make an appointment for an adjuster to come out and inspect the damages. Notify your roofer of the appointment, as it’s a good idea to have them on site during the insurance company’s inspection to ensure nothing is missed.
You should never wait to file a claim because most insurance companies have a time limit on requesting coverage for damages. Some are as long as a year, but others are only 60 days. Get everything done now so you don’t have to worry about it later—or incur more roofing damage in the meantime.
Call Your Local Roofer in Northern Virginia!
Don’t wait to file a claim with your insurer and get your roof replaced. By contacting your local roofing contractor in Northern Virginia to assist you with your documentation and claim, you can get your home back to normal as soon as possible!